The Business Model, Plainly
Fidelity Funding (fidelitysfunding.com) is a loan connection and comparison service — not a lender, broker of record, or financial advisor. We do not make credit decisions, originate loans, set rates or fees, or service repayment. When you submit a request, it is shared with independent, state-licensed third-party lenders in our network; any resulting offer, agreement, and loan is between you and that lender alone.
How We Are Compensated
Participating lenders pay Fidelity Funding for referrals — typically when a request results in a funded loan. This compensation is how the service remains free to borrowers. It may influence which lenders participate in the network and, in some cases, the order in which offers are presented. It does not change the rates, fees, or terms any lender offers you, and it never obligates you to accept any offer.
What This Site's Figures Are — and Aren't
- Every APR range, payment amount, and cost figure on this site is an estimate for illustration, drawn from representative calculations or public information, and labeled accordingly.
- Your actual terms are set solely by the lender you choose and stated in your signed agreement, which supersedes everything published here.
- Lender availability, maximum amounts, rates, and fees vary by state law and by your individual profile.
- Nothing on this site guarantees approval, a specific rate, or funding on a specific date, and no page should be read as legal, tax, or financial advice.
Comparison Content
The Compare Lenders page summarizes 22 companies from public information as context, not recommendation; inclusion there is editorial and unpaid, figures are estimates subject to change, and no outbound links or referral relationships attach to that page.
Credit Inquiries
Submitting a request triggers a soft credit inquiry, which does not affect your credit score. A hard inquiry occurs only if you proceed with a specific lender's full application. Repayment behavior on any funded loan may be reported to credit bureaus by the lender.
Questions
This disclosure is maintained alongside our Privacy Policy and Terms of Service. Questions about any of the three reach us at [email protected] or (888) 525-1706.